What is a homeowner's association (HOA)?

A homeowner's association (HOA) is indeed an organization that enforces rules and regulations for properties within its jurisdiction. This typically includes residential communities or subdivisions, where the HOA establishes guidelines that homeowners must follow to maintain the aesthetic and functional integrity of the community. These rules might cover aspects such as property maintenance, landscaping, and noise regulations to ensure a harmonious living environment among neighbors.

HOAs often operate under a set of governing documents, which outline the rights and responsibilities of both the association and its members. They may also manage common areas and amenities, such as pools, parks, and recreational facilities, funded by dues collected from homeowners. The enforcement of these rules is crucial for maintaining property values and contributing to the community's overall quality of life.

While other options mention related organizations, they do not accurately describe the primary role of an HOA. They may promote other services or assist homeowners in various capacities, but the core function of an HOA is the enforcement of community rules and standards.